Plus, you earn more rewards on eligible travel: 5X miles on hotel and rental cars booked through Capital One Travel. Winner: Capital One Venture Rewards Credit Card since the annual fee is $95 versus the American Express Gold Card's $250 annual fee. The bank places certain eligibility conditions for an application to be approved for the Capital One Gold credit card. The Value of Commodities Can Go Down As Well As Up, The YPF Takeover Will Not Solve Argentinas Energy Problems: Alieto Guadagni, Fiscal Fallacies The Root of All Sovereign Debt Crises: Amar Bhid & Edmund Phelps, How to Improve Your Credit Without Using a Credit Card, High Oil Prices: Caught in a Sea of Vicious Cycles, CEOs: Wake Up and Smell the Social Media Coffee, Want to Start Blogging? Earn 2x miles per dollar on all purchases. Stay on top of your account with the tools to save you time and money Shop Online Easier and More Securely Keep your actual card number hidden and pay for online purchases with virtual card numbers from Eno, your Capital One assistant. Last one. Scotiabank Gold American Express Card. Winner: Tie. Start Right Away Capital One and Visa Inc.. The Capital One Venture Rewards Credit Card and American Express Gold Card are two competitive rewards cards that provide premium benefits for cardholders. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. Bottom Line: The CapOne Venture card and Amex Gold card come with similar travel and shopping benefits and protections. Capital One Venture Rewards Credit Card holders need to spend approximately $4,750 a year (after the first year) to earn enough rewards to break even on the $95 annual fee. Sign In: Sign in to access your Capital One account(s). These values translate to the CapOne Venture card's bonus being worth as much as $840 and the Amex Gold card's bonus worth up to $1,320. (The current public offer is 60,000 points.). There is also no fee to add up to 5 authorized users to the Amex Gold card (see rates and fees). Additionally, he is the chairman of the International Advisory Council at the Center for Social and Economic Research. (Photo by John Lamparski/SOPA Images/LightRocket via Getty Images). GET YOUR EMPLOYEE RETENTION CREDIT MONEY TODAY WITHOUT WAITING (APPLY NOW) Business Financing. You can learn more in. If so, you may do better with the CapOne Venture card. An individual has to pay $59 as annual fees to enjoy the benefits of this credit card. See your account agreement for information about the Capital One company servicing your individual accounts. We found you could earn an estimated $3,287 after five years with the Capital One Venture Rewards Credit Card. Another option youll want to consider, if youre going to transfer rewards to airline or hotel partners, is the list of each cards transfer partners and if your preferred travel provider is on the list. View Deals. Capital One miles can be redeemed at fixed value to cover any travel purchase, but you could get more from your miles by transferring to airline partners like Air Canada's Aeroplan, Avianca LifeMiles and Etihad Guest. View Deals. Fortunately, regardless of your spending mix, the 2 popular cards weve chosen today live up to the challenge of rewarding every purchase you make. Just meet the appropriate minimum spending requirements during that window to earn the bonus. However, Capital One adds the caveat that a successful applicant should never have declared bankruptcy or defaulted on a loan, not been 60 days late on a credit card, loan, or medical bill, and has had a loan or credit card for $5,000 or more in the past 3 years. If you meet these criteria, it is possible you could qualify with a credit score of 700 or above. Pick one up for some out of this world crossword fun. Weve gone into some detail about how our featured cards stack up in each of the key categories but its now time to reflect on the overall comparison and look at the attributes of both cards side by side. Coverage limits are $250 per claim, up to 4 claims per 12-month period, Receive up to $1,000 per item, up to $50,000 per card, in a calendar year for eligible damaged or stolen items for up to 90 days from the purchase date, On manufacturers warranties of 3 years or less, the warranty will be extended 1 additional year, up to $10,000 per claim, $50,000 per cardholder, On manufacturers warranties of a year or less, the warranty will be extended by an equal amount of time; for manufacturers warranties of 1 to 5 years, the warranty will be extended for 1 additional year, up to $10,000 per covered purchase, $50,000 per eligible card, Capital One Shopping tool finds coupons for saving on your online purchases, 2 miles per dollar spent on every purchase, 4x Membership Rewards points at U.S. supermarkets (up to $25,000 in purchases each calendar year) and restaurants, 3x points on flights purchased directly with the airlines or via, Transfer Capital One miles to airline and hotel partners to redeem for award flights and hotel nights, Redeem miles for 1 cent each for travel via, Use miles to purchase gift cards, redeem for a statement credit against regular purchases, shop at Amazon, or redeem via PayPal (value will vary), Transfer Membership Rewards points to airline and hotel partners to redeem for award flights and hotel nights, Redeem points for qualifying travel via Amex Travel, Redeem for statement credits at the rate of 0.6 cents per point, Amex Offers provide statement credits or additional earnings on specific purchases when offers are added to your card, ShopRunner membership free 2-day shipping and special offers at dozens of retailers, 4x Membership Rewards points at U.S. supermarkets (up to $25,000 in purchases each calendar year) and restaurants worldwide, 3x points on flights purchased directly with the airlines or via Amex Travel, Transfer Capital One miles to airline and hotel partners to redeem for flights/hotel nights, Redeem for gift cards, a statement credit, shop at Amazon, or redeem via PayPal (value will vary), Transfer Amex Membership Points points to airline and hotel partners to redeem for flights/hotel nights, Redeem points via Amex Travel for 1 cent each in value, Upgrade your flight,gift cards, Amazon, Uber, and other shopping partners, Global Entry or TSA PreCheck fee reimbursement up to $100, Up to $10 per month dining credit at specific restaurants/food delivery. p to $300 per Covered Trip that is delayed for more than 12 hours; and 2 claims per Eligible Card per 12 consecutive month period. If youre looking to earn rewards on every purchase you make but dont want to pay an annual fee, the CapOne VentureOne card is a nice alternative. With the American Express Gold Card you can earn $2,162 after five years. It's a good idea to review the eligible transfer partners before choosing a card. You can also transfer rewards to participating airline and hotel partners. Terms apply to offers below. American Express Gold Card members also have access to more travel partners. Per Anders Aslund is a Swedish economist and a Senior Fellow at the Atlantic Council. Oil Prices Rise as US Plans to Tap Oil Reserves. For rates and fees of the American Express Gold Card, click here. Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review. Underwritten by AMEX Assurance Company. The Amex Gold card could be a match if you spend a lot at the grocery store, on dining, or on flights via the airline or Amex Travel. Not all vehicle types or rentals are covered. Some of her best-known work includes educational content related to finance and economics. Capital One miles, in our estimation, are worth 1.4 cents per mile. One of the greatest benefits of holding a rewards credit card is earning valuable rewards currencies you can redeem for something of value. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. This site does not include all credit card companies or all available credit card offers that are on the market. This bonus value is an estimated valuation. C $0.01 + C $1.34 shipping. Please visit americanexpress.com/benefitsguide for more details. By. We are pleased to announce you've been selected. Edmund Strother Phelps (born July 26, 1933) is an economist who won the Nobel Memorial Prize in Economic Sciences in 2006. We take your comments very seriously as they really help us to improve the site. President of World Bank Group, Islamic Development Bank, African Development Bank, Asian Development Bank, European Bank for Reconstruction and Development, Inter-American Development Bank respectively. Well start with a list of benefits youll find on both the CapOne Venture X card and the Amex Gold card: In addition to these travel benefits and protections, each of our featured cards offers a list of valuable perks. Either card can be a good choice for a traveler, however, youll want to select the card that rewards your greatest purchases. Our estimated value of Capital One miles is approximately 1.4 cents each and Membership Rewards points are worth 2.2 cents each. The CapOne Venture card with its flat-rate earnings makes it a match for earning on all of your purchases, not just those in select bonus categories. Receive coverage for damage or theft for 120 days from the purchase date. Its best to utilize a risk-free option such as the CardMatch tool to find these offers as the tool does not affect your credit score with a hard inquiry and minimal information is required. Anders Aslund has been dubbed by David Frum as one of the worlds leading experts on the collapse of the planned Soviet economy., Andrea Edwards has worked in marketing and communications all over the globe for 20 years, and is now focused on her passion writing. To unsubscribe, please visit here or write to: DLZoffers These are just guidelines of course, the higher your score, the better the odds are for approval. 720 - 850 Editor's Rating ? The Capital One VentureOne Rewards Credit Card offers an unlimited 1.25 miles per dollar spent, with miles redeemable the same way as on the regular Venture card, for an annual fee of $0.. The best potential value can be to transfer your rewards to airline or hotel partners and redeem them for award flights or free hotel nights. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Oct 20, 2022. If youre spending a lot on everyday purchases, such as at supermarkets and on dining, but still want to earn on airline flights, you may find a match with the Amex Gold card. There is no additional cost to add up to 4 authorized users to your CapOne Venture X card. This site does not include all credit card companies or all available credit card offers that are on the market. MasterCard PayPass facility, which allows the cardholder to make convenient payments for everyday purchases. He was in charge of the firms macro-analysis of the oil, natural gas, and associated markets, as well as the general economy. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Cell phone protection, however, is unique to the CapOne Venture X card, as well as return protection. Extended warranty on all purchases through the credit card, over and above the manufacturers warranty period. In 1991 he undertook the role of undersecretary of Production for Defense in the Ministry of Defense in Argentina, and consequently became secretary of International Economic Relations of the Ministry of Foreign Relations. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. December 2022. In 2020, Chase increased the annual fee on the Sapphire Reserve from $450 to $550, without increasing many of the benefits to justify this $100 jump. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). All Rights Reserved. Danial Clark. The American Express Gold Card offers 60,000 Membership Rewards points after you spend $4,000 on eligible purchases within the first six months of card membership. By. For example, if you choose to redeem your miles for travel via Captial One Travel, you will receive 1 cent in value per mile. 1995 - 2022 by Snopes Media Group Inc. Youll want to access the cards Guide to Benefits for a full breakdown of each benefit plus terms and conditions. Book Now. For the American Express Gold Cards Purchase Protection and Extended Warranty, eligibility and benefit level varies by Card. Lets look at the earning potential for each of our featured cards and how you can turn those rewards into something you value. These include electronics and popular gift cards such as Amazon and Game. Credit card pre-qualification Discover what it really means. If these benefits offer you economic value, the CapOne Venture X card might be a good choice. Alieto Guadagni has a doctorate in economics from the University of Chile. Regardless of the card you select, you will want the value received to offset the annual fee. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). From 2003 Aslund was the director of the Russian and Eurasian Program at the Carnegie Endowment for International Peace. How you want to redeem your rewards and how useful the additional benefits are to you will also help determine which is the better card for you personally. Table of Contents Capital One Gold Credit Card: Types Capital One Gold Credit Card: Common Features For this reason, and more, we estimate the points to be worth about 2.2. cents each. Capital One Venture X Rewards Credit Card Apply Now On Capital One's Secure Website Sign Up Bonus Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel Annual Fee $395 APR 19.99% - 26.99% (Variable) Credit Needed ? Bottom Line: While the CapOne Venture X card has a higher annual fee than the Amex Gold card, the card offers the additional benefits of Priority Pass Select membership for the cardholder and authorized users, up to $300 statement credit for Capital One Travel purchases, and cell phone protection. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Underwritten by AMEX Assurance Company. Travel assistance services and delayed baggage benefits from MasterCard. The American Express Gold Card has a higher $250 annual fee compared to the Capital One Venture Rewards Credit Card, which is $95 annually. Weve also put together some creative suggestions for getting the most value from your Capital One miles and for your Membership Rewards points. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. For more information on our advertisers, see here. Her successful insurance and financial services career has been an excellent foundation from which to source her knowledge for many of Upgraded Points travel insurance articles. The Priority Pass network offers over 1,300 properties worldwide, including airport lounges, participating restaurants, and Minute Suites. The better card for you from an earnings standpoint will be the one that closely matches your spending mix. Amex Platinum Card Concierge Ends Email Service [Starting Aug. 18, 2021], Top 11 Visa Infinite Benefits & Best Visa Infinite Cards [2022], CapOne Venture Card vs. Amex Gold Card Summary, Capital One VentureOne Rewards Credit Card, Blue Cash Preferred Card from American Express, For rates and fees of the American Express Gold Card, click. Following a career as a photographer and video producer, Alice began working in financial services as an IFA in 2007. Capital One. Both of our featured cards offer very different reward earning structures but in the end, accomplish that exact objective. There is a unique opportunity to earn a welcome bonus immediately after youre approved for either of our featured cards. We take your comments very seriously as they really help us to improve the site. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). NEW YORK, UNITED STATES - 2020/05/08: Capitol One bank logo is seen on one of their branches. In that larger picture, the same man was holding up a phone that showed a different amount of money. Were prepared to show you exactly how our 2 featured cards do just that in the detailed comparison that follows. Paying a $250 annual fee may seem like a lot, but if you look at all the benefits offered by the American Express Gold Card, such as annual statement credits and shopping discounts (both discussed more below), you can recoup the annual fee. Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening Annual fee $0 Intro APR 0% intro APR on purchases and balance transfers for 15. See All Cards Get Rewards Build or Rebuild Credit Get an offer in the mail? The amount of points or miles needed to redeem for rewards varies based on the redemption you choose. Heres What Ive LearntPart 1. Well cover more on redemption options shortly. For rates and fees of the American Express Gold Card, clickhere. As you can see, the mix of your spending will determine which card offers the better overall earnings scenario for your situation. + see card details Heres how our cards compare when we look at additional travel benefits and protections: Shopping benefits and protections can save you money on eligible purchases and provide protection should damage or theft occur to qualifying items purchased with your card. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. The email did not claim that it was, but some readers may assumed the email came from the company based on its appearance. That means you won't pay for any unauthorized purchases on your card. Both cards allow you to transfer points or miles to the following partners: AeroMexico, Air France KLM, Alitalia, Asia Miles, Avianca LifeMiles, Emirates, Etihad Airways, Hawaiian Airlines, JetBlue, Qantas and Singapore Airlines. Investing is speculative. The use of this website means that you accept the confidentiality regulations and the conditions of service. The bank maintains encryption technology to secure personal and financial data of every applicant. Annual fee. If you have even a slight interest in learning about either card, youll find value in our comparison of the Capital One Venture Rewards Credit Card and the American Express Gold Card. S. Click here to see a list of advertisers that we work with. Start Up Business Financing; Capital One credit cards remain popular for good reason: its offerings run the gamut from cash back to travel rewards to cards aimed at small businesses. Winner: Capital One Venture Rewards Credit Card. However, if you prefer to transfer miles to a participating travel program, American Express provides more options. The better card for you will depend on your spending mix, how you prefer to redeem your rewards, and which benefits deliver personal value. Winner: Capital One Venture Rewards Card. Capital One Bank can offer you a checking account, savings account, and credit cards that don't suffer from grandiose pretensions it markets good, solid credit cards aimed at the mainstream American consumer. Bottom Line: The CapOne Venture X card has a broader collection of travel benefits and protections than the Amex Gold card, including Global Entry/TSA PreCheck fee reimbursement, worldwide lounge access, travel statement credits, and primary car rental coverage. She began her career as an investment writer and financial journalist in 2009, working for a number of top financial institutions while obtaining extensive expertise writing for a range of industries and audiences. American Express Gold Card vs. Capital One Venture Rewards Credit Card: The Gold Card's Valuable Benefits Make It Worth the Added Cost Samantha Rosen Samantha Rosen on twitter October. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Click here to see a list of advertisers that we work with. Amy Griffin enjoys writing about social media, other marketing strategies, and finance. Amar Bhide is a Visiting Professor at Harvard Business School, currently teaching Lessons from Transformational Medical Advances. Terms, conditions and limitations apply. Earnings, however, are just a key aspect of selecting a rewards-earning card. WARNING: The content on this site should not be considered investment advice and we are not authorised to provide investment advice. For rates and fees of the Blue Cash Preferred Card from American Express, click here. Youll want to be sure to check your credit report for accuracy before applying for any card and check for preapproved offers that may be already waiting for you. Amazon Gift Card. Total cost of loan $5,799.84 Total interest paid $799.84 Monthly payment $96.66 Principle and interest 86.21% 13.79% Principle Interest Personal Loan Known for their versatility, personal loans can. In February 2022, we reviewed an email scam that promised a $500 Capital One Gold Card as a "reward." Bottom Line: Welcome offers, as well as the value of a welcome offer, can change periodically, so be sure to check for the most current bonus prior to applying for any card. These additional benefits, and also protections, provide money-saving options on your travel purchases or deliver protection during your travels. Read additional important disclosures. Defaulters on credit card payments in the last three months. Sign In I don't have a Capital One online account. Weve provided links to articles on how to transfer to travel partners in the redemption section above. Eligibility and benefit level caries by Card. The Capital One Gold Card offers the opportunity to improve individual credit ratings, while enjoying gold card and MasterCard benefits. That reverse image search matched a larger version of the same picture on the Lucky Duck Sweeps Facebook page. Steam . Our estimated value of Capital One miles is approximately 1.4 cents each and Membership Rewards points are worth 2.2 cents each. Box 4668 #85919 Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. For the American Express Gold Cards Trip Delay Insurance, eligibility and benefit level varies by Card. Argentinas Energy Secretary in 2002, and subsequently its World Bank representative. Learn more almost 2 yearsago How Rewards Earning Works If You Don't Pay Your Bill in Full Every Month The Capital One Gold Card offers the opportunity to improve individual credit ratings, while enjoying gold card and MasterCard benefits. Founding members of Columbia Universitys Center on Capitalism and Society. As a Capital One cardholder, you're protected. Try Quick Check*, before you apply. Your membership is the foundation of our sustainability and resilience. These four cards can offer a high credit limit to individual Capital One cardholders, but the average credit limit ranges are more modest. The card does have an annual fee of $95, but it can be well worth the cost. Additionally, youll want to consider annual fees. Both cards offer competitive rewards programs that can add up to over an estimated $2,500 in rewards over five years. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Please visit americanexpress.com/benefitsguide for more details. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. 2017 Capital One . We are pleased to announce you've been selected. Her successful insurance and financial services career has been an excellent foundation from which to source her knowledge for many of Upgraded Points travel insurance articles. The American Express Gold Card is more geared toward foodies and grocery shoppers: Earn 4X Membership Rewards points when you dine at restaurants and shop at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X), 3X points on flights booked directly with airlines or on amextravel.com, 1X points on all other purchases. The Capital One Venture X card charges an annual fee of $395 while the Amex Gold card charges $250 (see rates and fees ). If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. In addition, as an Amazon Associate we earn from qualifying purchases. Switzerland 1934-1942 Views short sets with tete-beche used variety. For the American Express Gold Cards Car Rental Loss and Damage Insurance, coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. Underwritten by AMEX Assurance Company. Both the CapOne Venture X card and the Amex Gold card have the potential to be the right card for a traveler. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. The best Capital One Mastercard is the Capital One Savor Cash Rewards Credit Card because it offers an initial bonus of $300 for spending $3,000 in the first 3 months, plus ongoing rewards of 1 - 5% cash back. Opinions and recommendations are ours alone. Don't have a Capital One Walmart Rewards Card? People who are not eligible to apply for this card include: One can also visit the local Capital One branch to apply for the guaranteed gold credit card. He has worked as a consultant for international organisations such as the Inter-American Development Bank (IDB), the World Bank, the Organization of American States, and the United Nations, in addition to being a researcher at the Universidad Torcuato Di Tella. The primary benefits of holding a rewards-earning credit card are to earn rewards on every purchase you make and redeem those rewards for something of value. Terms, conditions and limitations apply. This site does not include all credit card companies or all available credit card offers that are on the market. Both cards offer similar redemption options. This bonus value is an estimated valuation. This scenario can be the perfect outcome of being a travel rewards cardholder, but what if your greatest expenses are more of the everyday type, such as purchases at the supermarket or on dining? Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. If you dont mind using a travel portal, you can score up to 10x earnings with the CapOne Venture X card. This guaranteed card allows the user to make convenient purchases at competitive interest rates. While both of our featured cards earn rewards that result in good-value travel redemptions, how youll get to that result varies for each card, based on your spending mix. eligible for a welcome bonus of up to 90,000 points with the Amex Gold card! These values translate to the CapOne Venture cards bonus being worth as much as $840 and the Amex Gold cards bonus worth up to $1,320. It will NOT be published. For example, transferring rewards to airline partners can result in some of the highest potential value as youll be redeeming for frequent flyer miles that can purchase (normally expensive) award tickets. Heres a side-by-side comparison of the key benefits of our 2 featured cards: The best rewards-earning cards feature a unique window of opportunity to earn a large number of rewards in a short period of time. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. If you're not taking full advantage of the benefits, you need to spend approximately $11,000 a year to earn enough rewards to break even on the $250 annual fee. The Capital One Venture X Rewards Credit Card is an excellent everyday spending card. Additionally, youll want to make sure that every purchase you make earns rewards. Welcome Bonus. You know youll be using your card for shopping, so its fortunate that both the CapOne Venture X card and Amex Gold card offer benefits that can save you money and protection should you have a problem with your eligible purchase. Check Your Eligibility Whether you're looking to earn rewards or build credit, we've got a credit card that suits your needs. His work mainly focuses on the economic transition from centrally planned to market economies. Below, Select reviews both cards, so you can choose the one that provides the most benefit for your spending habits. Here's a breakdown of the perks offered by both cards: Consumers with either card can benefit from: Capital One Venture Rewards Credit Card holders enjoy these added perks: American Express Gold Card holders enjoy these added perks: Winner: American Express Gold Card with over a dozen perks. These two cards have rewards programs geared toward very different consumers. Purchases can be made at more than 24 million locations worldwide. Learn more about topics related to credit cards. Ship Age NFT - The Next Big NFT To Explode With 100x Returns, 10,000 Exclusive NFTs Available | 30 MATIC Each, Capital One Gold Credit Card: Common Features, How to Apply for the Capital One Gold Card, Employer Insurance Premium Growth Still a Problem. Hyatt Centric Chicago Magnificent Mile. Chief Economist at NGP Energy Capital Management Your investment may not qualify for investor protection in your country or state of residence, so please conduct your own due diligence or obtain advice where necessary. 2022 Upgraded Points, LLC. We clicked the link and did a reverse image search on the man named "Jeffrey T." who supposedly received $1,000. Christine was born in Northern Michigan but spent most of her career operating her own business developing and managing insurance and financial services offices throughout the state. The actual value you receive at redemption time, however, will vary based on your redemption choice. By comparison, the average yield on the bank's credit card portfolio was . The Capital One Venture X card charges an annual fee of $395 while the Amex Gold card charges $250 (see rates and fees). Heres how youll earn rewards on the CapOne Venture card and the Amex Gold card: If your spending centers on everyday purchases at grocery stores, dining out, and on flights directly purchased with the airline (or Amex Travel), youll earn well on the Amex Gold card. Upon completion of purchase and/or subscription. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Both cards allow you to redeem rewards in several ways, from travel to statement credit to gift cards. The better card for you will be the one that matches your spending mix, redemption preferences, benefits youll use, and if the value you will receive overall will offset the annual fee. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. If you spend a lot at grocery stores, dining out, and on flights with the airlines (or Amex Travel), you could fare well with the Amex Gold card. 633 North Saint Clair Street, Chicago, Illinois, United States, 60611 +1 312 787 1234 1708 Reviews. Capital One Venture Rewards Credit Card offers 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. The information on this website is general in nature so you must consider the information in light of your objectives, financial situation and needs. 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