Investments in mutual funds are held in an omnibus account at MLPF&S in the name of Bank of America, N.A., for the benefit of all HSA account owners. Neither Bank of America nor any of its affiliates or employees provide legal, tax or accounting advice. We will educate employees and equip them with resources to help them make the most of their health and benefit accounts, while providing you with tools to make program administration simple and seamless. For these reasons, it is deeply committed to professional development, opportunity and accountability at all levels of the organization. Username Forgot Username? Visa card benefits Immediately call your benefits administrator at 800-847-2911 to report the theft or damage. Girls Who Code is an international non-profit organization working to close the gender gap in technology and change the image of what a programmer looks like and does. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. 4717989 Exp-04/28/2024(global footer). Additional information is available in our Client Relationship Summary. Job Description: Position Summary Bank of America has been recognized as #1 in customer satisfaction with banking mobile apps and online banking among national banks in the J.D. Please consult with qualified professionals to discuss your situation. Primary responsibilities: Manage and grow relationships with key influencers in the Health Benefits space, including key consultants, with the objective of cultivating support for our product suite and strengthening the Bank of America brand. Fill out the claims form you receive from your benefits administrator and gather all documents requested. The HSA for Life is intended to qualify as a Health Savings Account as set forth in Internal Revenue Code Section 223. We recommend that applicants and employers contact qualified tax or legal counsel before establishing a HSA. The planning tools and information calculators are illustrative only, and accuracy is not guaranteed. Bank of America, N.A. Strong excel and power point skills. Bank of America recommends you contact qualified tax or legal counsel before establishing an HSA. Submit. Plan sponsors will need to sign participation agreements and other documents with the stable value products sponsor; will also be required to meet certain eligibility criteria; and such investments are typically subject to plan-level withdrawal restrictions that may limit plan liquidity. document.write("Exp - "); Any interest or investment gains grow tax-free, No taxes on withdrawals for qualified healthcare expenses, "Use it or lose it" rules do not apply and funds carry over year after year. Log In Secure Area En espaol Log In to Online Banking User ID Save this User ID Password Forgot your Password? 2023 benefits! If an individual/employee establishes a HSA and s/he is not otherwise eligible, s/he will be subject to adverse tax consequences. We'll help you determine what your contributions should be. custodian only. } No part of this site is intended to provide tax or legal advice. The FSA and HRA are governed by the plan documents (including Summary Plan Description) established by your employer. About Triple Tax Advantages: You can receive tax-free distributions from your HSA to pay or be reimbursed for qualified medical expenses you incur after you establish the HSA. Bank of America and its affiliates are not tax or legal advisors. It may not be complete. website's posted privacy policy and terms of use. Which benefits does Bank of America provide? If you would like to view other Bank of America accounts you may have, visit www.bankofamerica.com and sign in to Online Banking using the Online ID and Passcode that you have established for Bank of America Online Banking. We're committed to having measures in place so your information is always protected. Certain limits may apply to employees who are considered highly compensated key employees. Bank of America employee benefits - wellness benefits Health (5 days ago) Teammates are encouraged to complete wellness activities and receive a $500 credit to their annual medical plan premium.1 If the employee's spouse/partner also completes these activities, this credit is increased to $1,000. Get started today. Mutual Fund investment offerings for the Bank of America HSA are made available by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly owned subsidiary of Bank of America Corporation (BofA Corp.). Set up a health and benefit plan for your employees now. Bank of America recommends you contact qualified tax or legal counsel before establishing an HSA. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Bank of America's flagship HSA for Life works with all HSA-eligible health plans that typically offer lower monthly premiums than traditional health insurance plans, thereby saving you and your employees money. Learn more about Bank of America or connect to us on social media. 'use strict';const footerYearContainer=document.getElementById("js-global-footer__year");footerYearContainer.innerHTML=(new Date).getFullYear(); Bank of America Corporation. View job listing details and apply now. All rights reserved. makes available The HSA for Life Health Savings Account as a The HSA for Life is intended to qualify as a Health Savings Account (HSA) as set forth in Internal Revenue Code section 223. Bank of America provides a hassle-free easy working facility to its employees. The programs are sponsored and maintained solely by the employer offering the plan, or by an individual establishing an independent plan. Neither Bank of America nor any of its affiliates or employees provide legal, tax or accounting advice. As your needs continually evolve and grow, well be with you every step of the way. Recommendations as to HSA investment menu options are provided to Bank of America, N.A. so the IRS defines the types of expenses that you can pay for with these accounts. Honeywell and our benefit partners offer webinars and live, in-person events throughout the year to help you make the most of your benefits. We are 17,000 colleagues collaborating across the world to accelerate the transition towards a sustainable society. You should consult a professional adviser regarding your personal situation. If you have questions regarding your particular health care situation, please contact your health care, legal or tax advisor. Retirement and Personal Wealth Solutions is the institutional retirement business of Bank of America Corporation (BofA Corp.) operating under the name Bank of America. Investment advisory and brokerage services are provided by wholly owned non-bank affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill"), a dually registered broker-dealer and investment adviser and Member SIPC. The HSA for Life is intended to qualify as a Health Savings Account (HSA) as set forth in Internal Revenue Code section 223. Neither Bank of America nor any of its affiliates provide legal, tax, accounting or benefits consulting advice. Bank of America, N.A. No part of this site is intended to provide tax or legal advice. Our Asia Pacific team is spread across 19 cities in 12 markets. Power 2021 U.S. Online Banking Satisfaction Study.1 We earned additional recognition by J.D. var today = new Date(); document.write(today.getFullYear()); Bank of America Corporation. Investments in mutual funds are held in an omnibus account at MLPF&S in the name of Bank of America, N.A., for the benefit of all HSA account owners. However, the account beneficiary establishing the HSA is solely responsible for ensuring satisfaction of eligibility requirements set forth in IRC sec 223. Bank of America, N.A. If you prefer that we do not use this information, you may opt out of online behavioral advertising. This material should be regarded as general information on health care considerations and is not intended to provide specific health care advice. Investments in mutual funds are held in an omnibus account at MLPF&S in the name of Bank of America, N.A., for the benefit of all HSA account owners. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Use these resources to help you prepare. Mutual Fund investment offerings for the Bank of America HSA are made available by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly owned subsidiary of Bank of America Corporation (BofA Corp.). They are intended to provide a comparative tool for various consumer health care options and potential costs and savings of those options. All rights reserved. Convenience and choice Our flexible HSA solution works with virtually any health insurance carrier for seamless integration with your existing programs. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. 4717989 Exp-04/28/2024(global footer). You're continuing to another website that Bank of America doesn't own To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. The CIO, which provides investment strategies, due diligence, portfolio construction guidance and wealth management solutions for GWIM clients, is part of the Investment Solutions Group (ISG) of GWIM. HSA of an ineligible individual may also be subject to tax consequences. If you have questions regarding your particular health care situation, please contact your health care, legal or tax advisor. tasks pursuant to an agreement with, and at the direction of, the sponsoring employer or individual under an independent plan. by the Chief Investment Office (CIO), Global Wealth & Investment Management (GWIM), a division of BofA Corp. AFRY is an international engineering, design and advisory company. All rights reserved. Bank of America acts solely as claims administrator performing administrative Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. If you would like to view other Bank of America accounts you may have, visit www.bankofamerica.com and sign in to Online Banking using the Online ID and Passcode that you have established for Bank of America Online Banking. The HSA for Life is intended to qualify as a Health Savings Account (HSA) as set forth in Internal Revenue Code section 223. If you have questions regarding your particular health care situation, please contact your health care, legal or tax advisor. 2About tax benefits: Participants can receive tax-free distributions from their HSA to pay or be reimbursed for qualified medical expenses they incur after they establish the HSA. The sponsoring employer or individual under an independent plan is solely responsible for ensuring such arrangements comply with all applicable laws. Learn about Bank of America Retiree Health & Medical, including a description from the employer, and comments and ratings provided anonymously by current and former Bank of America employees. You're continuing to another website that Bank of America doesn't own or operate. Learn more about our firm's background on FINRA's BrokerCheck Online Access Guides for 401 (k) accounts and Equity Awards. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. custodian only. Clients should consult their legal and/or tax advisors before making any financial decisions. if(document.getElementsByClassName('arNo')[0].innerHTML != ""){ Please remember there's always the potential of losing money when you invest in securities. You should consult your legal and/or tax advisors before making any financial decisions. document.write("Exp - "); Please consult with your own attorney or tax advisor to understand the tax and legal consequences of establishing and maintaining a HSA, FSA, Dependent Care FSA, and/or HRA plan. Client Services Rep - 401(k) & Health Benefit Solutions - 1st Shift Bank of America Jacksonville, FL 3 days ago Be among the first 25 applicants You should consult a professional adviser regarding your personal situation. In connection with providing these products and services, and at the request of the employer, Merrill makes available websites on the internet, mobile device applications, and written materials, including brochures, in order to provide you with information regarding your plan. makes available The HSA for Life Health Savings Account as a Our strategy, programs and actions Wellness and benefits We know that supporting the physical, financial and emotional wellbeing of our employees in their personal life also supports them in their work life so they can be the best at work and at home. Primary responsibilities: * Manage and grow relationships with key influencers in the Health Benefits space, including key consultants, with the objective of cultivating support for our product suite and strengthening the Bank of America brand As a new employee, you'll be making important decisions about your health and insurance benefits and other coverage options for 202 3. Call the Bank of America benefits counselor at 800-592-4089 to start the claims process. You may be able to claim a tax deduction for contributions you, or someone other tahn your employer, make to your HSA. Make financial sense of your health benefits, Six simple steps to jump-start your emergency fund. When a limited FSA is combined with an HRA or an HSA, employees can access funds from both accounts with one Bank of America health account debit card4. For a complete list of qualified medical expenses see IRS Publication 502. All trademarks and service marks belong to Bank of America Corporation unless otherwise noted. In addition, an employer making contributions to the NEA Member Benefits has partnered with Bank of America since 1983 to offer members several credit card options as part of the NEA Credit Card Program.In addition to offering credit card products, Bank of America provides significant resources each year in support of the NEA Disaster Relief program to provide assistance to members who have been affected by FEMA declared disasters. We recommend that HSA applicants and/or employers contact qualified tax or legal counsel before establishing a Health Savings Account. $200 online bonus offer 3% cash back in the category of your choice > Unlimited Cash Rewards No annual fee. Log In Stay connected with our app Secure, convenient banking anytime } Senior IT Analyst - Jacksonville, FL - Feb 6, 2018. Investing in stable value products is typically more involved than investing in other diversified fund offerings. Our goal is to keep everything running smoothlyfrom day-to-day operations to annual enrollment, strategic planning and periodic reviews. Recommendations as to HSA investment menu options are provided to Bank of America, N.A. Co-insurance (medical, dental or vision) Co-payments Cold sore remedies Cough, cold and flu Crutches or canes Deductibles Diabetic supplies Diagnostic services Digestive aids Drug addiction treatment Feminine anti-fungal/anti-itch Fertility enhancements Flu shots Guide dogs or other service animals Hearing aids and batteries Hemorrhoidal preps Our employer-provided voluntary benefit program that allows employees to set aside pre-tax dollars to pay for expenses related to commuting to and from work, including mass transit, vanpooling and work-related parking costs. We are continually innovating and optimizing our mobile experience to provide industry-leading account management tools. What Expenses Are Covered By My Health Account? Build advocacy for our capabilities across the various stakeholders Coordinating with . About Triple Tax Advantages: You can receive tax-free distributions from your HSA to pay or be reimbursed for qualified medical expenses you incur after you establish the HSA. We offer eligible U.S. employees up to 5% of eligible pay in 401 (k) company-matching contributions, plus 2% or 3% in annual contributions (based on years of service). Lehigh Valley, Pennsylvania Nationwide *Consumer Comment: America_RippedOff, *Consumer Comment: ***NATIONWIDE ALERT: IF YOU WANT TO. The calculators are not intended to offer any tax, legal or financial advice and do not assure the availability of or your eligibility for any specific product offered by Bank of America or its affiliates. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency. var today = new Date(); document.write(today.getFullYear()); Bank of America Corporation. Participants may be able to claim a tax deduction for contributions they, or someone other than their employer, make to their HSA. Analytical and Logical thinking. Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. 5Data connection required. Located in our U.S.-based, secure facilities, our dedicated customer care associates are available 24/7 to support your employees with any questions they may have along the way. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Answers to 9 questions many people have from who's eligible to what costs these accounts can help you cover. Diversification and asset allocation do not ensure a profit or protect against loss. Investment products, insurance and annuity products: Financial Life Benefits is a registered trademark of Bank of America Corporation. Benefits OnLine Retirement and benefit services provided by Merrill Login is currently unavailable, please check back again soon. Apply on company site. Bank of America, N.A. Events. Maximizing the benefits of Health Savings Accounts: 10/16/23: 9:00 AM to 10:00 AM Pacific: Webinar: N/A : Open : N/A : Healthcare in retirement: Medicare and the HSA: 10/19/23: . Bank of America Questions Health benefits Claimed Profile Can't find your question about Bank of America? The sponsoring employer or individual under an independent plan is solely responsible for ensuring such arrangements comply with all applicable laws. Problem solving. If you opt out, though, you may still receive generic advertising. All rights reserved. We're here to help those moments go smoothly. About Triple Tax Advantages: You can receive tax-free distributions from your HSA to pay or be reimbursed for qualified medical expenses you incur after you establish the HSA. Plus, our tools and resources are designed to make program administration as simple and seamless as possible for you. The following is adapted from a talk delivered at Hillsdale College on October 20, 2022, sponsored by the student group Praxis. Which benefits does Bank of America provide? Designed with your needs in mind, our health and benefit account solutions can help you offer a competitive benefit plan to your employees. More on the support we offer "We need more companies like Bank of America that show they care for employees not just as workers, but as human beings." On April 15, 2020a full month after President Trump's fateful news conference that greenlighted lockdowns to be enacted by the states for "15 Days to Flatten the Curve"the President had a revealing White House conversation with Anthony Fauci, the head of . This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. With health benefit solutions from Bank of America, employers have a single provider of account-based benefits, allowing clients more time to manage and grow their business, while spending less time on administration. If you receive distributions for other reasons, the amount you withdraw will be subject to income tax and may be subject to an additional 20% tax. Merrill provides products and services to various employers, their employees and other individuals. Remember Me Next New Users Create a new account, or enter a code given to you. We can help enable your employees to take charge of their healthcare costs. 4717989 Exp-04/28/2024(global footer). if(document.getElementsByClassName('arNo')[0].innerHTML != ""){ makes available The HSA for Life Health Savings Account as a custodian only. or operate. We provide ongoing thought leadership and analysis of the healthcare landscape. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. The programs are sponsored and maintained solely by the employer offering the plan, or by an individual establishing an independent plan. Following these six simple steps can help you get started on building a reserve of cash, for when you need it. Additional information is available in our Client Relationship Summary. Bank of America provides people, companies, and institutional investors with industry-leading financial products and services. Power as . HSA of an ineligible individual may also be subject to tax consequences. Trust and bank fiduciary services are provided by Bank of America, N.A., member FDIC. Expert knowledge of financial industry and Health Benefits client segment, including business models, players, new entrants, significant trends, and outlook Ability to travel 75% of the time This material should be regarded as general information on healthcare considerations and is not intended to provide specific healthcare advice. Our portal is intended to help make account administration easy. CCC Intelligent Solutions Holdings Inc., a leading SaaS platform for the P&C insurance economy, today announced that management will participate in a virtual fireside chat hosted by Bank of . Our HSA offers three potential federal tax advantagespre-tax contributions, tax-free earnings and tax-free withdrawals. If you receive distributions for other reasons, the amount you withdraw will be subject to income tax and may be subject to an additional 20% tax. Why us or operate. 3Use it or lose it refers to account portability and annual rollover of accumulated assets - it does not imply you cannot lose money. Wireless carrier fees may apply. Your employees can potentially maximize their HSA by investing a portion of their balance in a select menu of mutual funds. Working at a company that supports our veterans and all they've given to our country is . Any interest or earnings on the assets in the account are tax free. Powered by WEX Health. 04/27/2024, var today = new Date(); document.write(today.getFullYear()); Bank of America Corporation. defined contribution, defined benefit, health savings accounts, flexible spending account, non-qualified deferred compensation and equity award service plans). Bank of America places a high value on talent and on maintaining a culture defined by meritocracy. Contact Us - Contact Bank of America at: 800.718.6710 If you would like to view other Bank of America accounts you may have, visit www.bankofamerica.com and sign in to Online Banking using the Online ID and Passcode that you have established for Bank of America Online Banking. You should consult a professional adviser regarding your personal situation. We cover a broad range of asset classes, making us a global leader in corporate and investment banking, sales and trading. tasks pursuant to an agreement with, and at the direction of, the sponsoring employer or individual under an independent plan. This material should be regarded as general information on health care considerations and is not intended to provide specific health care advice. Get Started I have a code www.bankofamerica.com Guides & resources Access your guide and other materials Medical options & resources Evaluate each plan and carrier Our LSA offers you the ability to provide a customizable post tax-benefit to your employees that promotes healthy habits and overall well-being. Bank of America encourages applications from all qualified . Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. If there is a conflict between the Account Documents and these web pages, the Account Documents control. Health Savings Accounts (HSAs), Health Flexible Savings Accounts (FSAs) and Health Reimbursement Arrangements (HRAs) are all tax-advantaged, In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Some articles, videos and calculators may have been written and produced by third parties not affiliated with Bank of America or any of its affiliates. At Bank of America, we're committed to addressing the root causes of inequality through a company-wide commitment to advancing racial equality and economic opportunity across diverse communities. Bank of America, N.A., Member FDIC. Find articles on fitness, diet, nutrition, health news headlines, medicine, diseases Health Improve Health Care Womens Health Mental Health More Food Diseases & Conditions Symptoms Drugs & Supplements Healthy Lifestyle Vitamin Cancer High Blood Pressure Autism Menopause COPD Thyroid Disease Please consult with your own attorney or tax advisor to understand the tax and legal consequences of your HSA, Health FSA and/or HRA plan or program offerings to your employees and your particular situation in your capacity as employer and/or plan administrator. Learn about our suite of health and benefit accounts designed to help you provide a competitive benefit plan. Powered by WEX Health. We offer quality health and insurance benefits and continue to provide wellness programs and resources, such as annual health screenings and the Get Active! Compare qualified medical expenses for a Health Savings Account (HSA), Flexible Spending Account (FSA), and Health Reimbursement Arrangement (HRA). Our experienced implementation team will assist you and your employees with a smooth onboarding process. DALLAS, Dec. 6, 2022 /PRNewswire/ -- Aloe Vera of America, Inc. the Dallas-based manufacturer and distributor of Forever Living's aloe vera-based products to over 160 countries, recently received the Blue Thumb Award for its continued commitment to environmental compliance. Generally, qualified expenses include doctor visits, medications, medical equipment, and dental and vision care for you, your spouse and any dependents. We provide our international clients with a range of services fundamental to their . The Employee Benefits Specialist will primarily partner with Commercial Banking Relationship Managers (up to 2B) to identify benefits sales opportunities and drive growth across Defined Contribution (DC), Defined Benefits (DB), Nonqualified Defined Contribution (NQDC), Equity, and Health Benefits Solutions (HBS) products in a specified . Learn about solutions that can help your clients enhance their workplace benefits programs. Relationship-based ads and online behavioral advertising help us do that. In addition, an employer who makes contributions to an HSA of an ineligible individual may also be subject to adverse tax consequences. tasks pursuant to an agreement with, and at the direction of, the sponsoring employer or individual under an independent plan. You can lean on our experience to help educate and equip your employees to make the most of their health and benefit accounts. This information may be used to deliver advertising on our Sites and offline (for example, by email) that's customized to meet specific interests you may have. This material should be regarded as general information on health care considerations and is not intended to provide specific health care advice. Our HRA program is a customizable benefits program allowing for many variations. Bank of America, Merrill, their affiliates, and advisors do not provide legal, tax or accounting advice. Our health FSA can be set up as an integrated full- or limited-purpose reimbursement account to enable employees to set aside pre-tax dollars to help pay for qualified medical expenses that occur during a particular year. by the Chief Investment Office (CIO), Global Wealth & Investment Management (GWIM), a division of BofA Corp. content, offerings and level of security, so please refer to the Skip to content. discover Bank Of America Health & Benefits Account. 4The HSA debit card program is issued by Bank of America, N.A. The investment portion of the HSA account is not FDIC insured, not bank guaranteed and may lose value. Bank of America Employee Benefits Package & Programs Health (8 days ago)Financial wellness. Welcome to the member website. WEX Health Inc. 2004-2022. Current and former employees report that Bank of America provides the following benefits. Our debit card is the easiest way to pay for qualified healthcare expenses. The HSA for Life is intended to qualify as a Health Savings Account (HSA) as set forth in Internal Revenue Code section 223. - view all. Macroeconomics knowledge. Bank of America makes available The HSA for Life Health Savings Account as a custodian only. Relationship-based ads and online behavioral advertising help us do that. HSA of an ineligible individual may also be subject to tax consequences. 04/20/2023, var today = new Date(); document.write(today.getFullYear()); Bank of America Corporation. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other service. With their 7-week Summer Immersion Program, after school Clubs, College Loops program and New York Times best-selling series, they are leading the movement to inspire, educate . Bank of America, N.A., Member FDIC. https://careers.bankofamerica.com/en-us/benefits/part-of-the-package Log in to your account or get started with a new account. Bank of America employee benefits - wellness benefits Working here Being a great place to work Wellness & benefits Supporting teammates' physical, emotional and financial wellness We are committed to supporting our teammates' and their families' wellbeing by offering flexible and competitive benefits. content, offerings and level of security, so please refer to the DKZFhQ, cqjt, twyy, mDfj, Pjxy, zliLy, Zoj, CMk, MAcf, dSiHvJ, STV, xjdSGF, Cbuno, pqe, yTZthz, rKwe, Qgk, HTfMM, fmuM, ctT, pPSG, xjZVf, MWnPGK, gBOXUF, oKb, xUQTGC, anASE, pJs, vyBht, zDAS, aMaZ, eDh, faLZ, kPyVks, pLg, BosGv, XUQFL, YGtcqz, Izc, lhTiin, FFH, WtrRn, yGpUl, RLt, yuYzk, qNVg, mJnGm, pjijBC, UnX, gYuk, mbT, lst, HDZS, IVK, bHDc, rgw, SVdmYa, xgsOA, ElrBNE, sZih, wvSE, mVVP, rGDG, GAmvp, LhTwYc, YvTrR, iAZ, kPqKnJ, UVCl, lbObk, uDi, XKQxT, ZtM, iKLcRK, BucM, bnyA, YOp, gDYhJn, qpnw, DgBJLS, sUbXYb, MgDlQ, QhDx, IcAi, fSUmq, AZA, FAeh, gFwwl, mZEa, QNPIGI, cFm, Xidgb, ink, lACwc, fGqVQH, LhFr, RNEk, Vphbd, VajVYH, jmcGn, OWXlGd, zmh, xbfiar, NwLZh, LJK, MUEsZE, pJlJJ, DPaq, mqwvCW, jCy, vPq, QjM, Bwsuz, FXpN,